Website Terms of Use
Last updated: 19 May 2026
Welcome to the Haus of Loans website. By accessing or using this website, you agree to be bound by these Website Terms of Use. If you do not agree to these Terms, you should not use this website.
In these Terms, “Haus of Loans”, “we”, “our” or “us” refers to Haus of Loans Pty Ltd.
1. WEBSITE PURPOSE
This website is provided for general information purposes relating to mortgage broking, lending, finance products and related services offered by Haus of Loans.
Information published on this website is intended to provide general information only and does not constitute financial product advice, legal advice, tax advice or personal credit advice.
Your use of this website does not create a broker-client relationship, credit assistance relationship, fiduciary relationship or contractual arrangement between you and Haus of Loans.
Any credit assistance services are only provided following direct engagement with us and subject to applicable Australian credit laws, responsible lending obligations under the National Consumer Credit Protection Act 2009 (Cth), and any formal engagement documentation required under our Australian Credit Licence arrangements.
All loan applications are subject to lender assessment, eligibility criteria and formal approval.
2. GENERAL INFORMATION ONLY
All information on this website, including blog articles, videos, downloads, guides, examples, social media content and educational material, is general in nature only.
The information provided does not take into account your personal objectives, financial situation or needs.
You should not rely solely on website content when making financial, lending, property or investment decisions. You should obtain personalised professional advice relevant to your circumstances before acting on any information contained on this website.
Lending policies, interest rates, government schemes, eligibility criteria and market conditions may change without notice.
3. CALCULATORS AND ESTIMATES
Any calculators, repayment tools, borrowing power estimators or similar tools made available through this website are provided for indicative and educational purposes only.
Calculator results are estimates only and do not constitute loan approval, credit assessment, borrowing confirmation, repayment guarantees or lending recommendations.
Actual loan eligibility, repayments, fees, rates and borrowing capacity will depend on lender policy, verification requirements, credit assessment criteria and your personal financial circumstances.
We make no guarantee regarding the accuracy, completeness or suitability of calculator outputs.
4. WEBSITE AVAILABILITY AND CONTENT
While we aim to keep information on this website accurate and current, we do not warrant or guarantee that:
website content is complete, accurate or current
the website will always be available, uninterrupted or error-free
defects or errors will be corrected immediately
the website or servers are free from viruses or harmful components
We may update, modify, suspend or remove website content at any time without notice.
5. THIRD-PARTY LINKS AND SERVICES
This website may contain links to third-party websites, embedded tools, calculators, widgets or services operated by external providers.
These links and services are provided for convenience only.
Haus of Loans does not control, endorse or accept responsibility for the availability, accuracy, content, security or functionality of third-party websites or services.
Your use of third-party websites or tools is at your own risk and subject to the terms and conditions of those providers.
6. ACCEPTABLE USE
You agree not to:
use this website for unlawful purposes
interfere with website functionality or security
attempt to gain unauthorised access to systems, accounts or data
introduce malicious software, viruses or harmful code
use automated systems, scraping software or bots to extract website data without permission
reproduce, distribute or commercially exploit website content without written consent
We reserve the right to restrict or terminate access to the website where misuse is suspected.
7. INTELLECTUAL PROPERTY
Unless otherwise stated, all content on this website is owned by or licensed to Haus of Loans and is protected by copyright, trademark and intellectual property laws.
This includes, but is not limited to:
branding, logos and graphics
website design and layout
blog articles and written content
videos and educational resources
downloadable materials
marketing and visual content
You may access and use website content for personal, non-commercial use only.
You must not reproduce, republish, modify, distribute or commercially use any website content without prior written permission from Haus of Loans.
8. LIMITATION OF LIABILITY
To the maximum extent permitted by law, Haus of Loans excludes all liability for any loss, damage, cost or expense arising directly or indirectly from:
use of, or reliance on, this website or its content
errors, inaccuracies or omissions
calculator outputs or estimates
interruptions, delays or technical issues
third-party websites, tools or services
viruses, malware or harmful components
Nothing in these Terms excludes, restricts or modifies any consumer guarantees, rights or remedies you may have under the Australian Consumer Law or any other applicable legislation that cannot lawfully be excluded.
Where liability cannot be excluded, our liability is limited to the maximum extent permitted by law.
9. PRIVACY
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use and handle personal information.
10. CHANGES TO THESE TERMS
We may update or amend these Website Terms of Use at any time without prior notice.
Any updated version will be published on this website and will take effect from the date of publication.
By continuing to use the website, you accept the updated Terms.
11. GOVERNING LAW
These Website Terms of Use are governed by the laws of New South Wales, Australia.
You agree to submit to the exclusive jurisdiction of the courts of New South Wales and any applicable Australian courts in connection with any dispute relating to these Terms or your use of this website.
12. CONTACT US
If you have any questions regarding these Website Terms of Use, please contact:
Haus of Loans
Wollongong, New South Wales, Australia
renee@hausofloans.com.au